Long Term Care
Medicaid Managed Long Term Care Managed Long Term Care Plans help provide services and support to people with a long-lasting health problem or disability. These Plans are approved by the New York State Department of Health to provide Medicaid managed long term care. A Plan can provide your Medicaid homecare and other long term care benefits. To get these services, you may be required to join a Plan. This Guide tells you who must join a Plan, how the different Plans work, and other important things you should know. The Guide can also help you select a Plan. New York Medicaid Choice – We can help New York Medicaid Choice is a State program. Counselors will answer your questions and assist you over the phone or TTY. If you have trouble reading or understanding this Guide, we can help. We speak all languages.
What is managed long-term care (MLTC)?
Managed long-term care (MLTC) helps people who are chronically ill or have disabilities and who need health and long-term care services, such as home care or adult day care, stay in their homes and communities as long as possible. The MLTC plan arranges and pays for a large selection of health and social services, and provides choice and flexibility in obtaining needed services from one place.
Am I eligible for managed long-term care?
You are eligible to enroll in managed long-term care if you:
• have a chronic illness or disability that makes you eligible for services usually provided in a nursing home;
• are able to stay safely at home at the time you join the plan;
• are expected to need long-term care services for at least 120 days from the date you enroll;
• meet the age requirement of the plan (the age requirement for a PACE organization is 55 years old; for most other plans, the age requirement is 65 years old);
• live in the area served by the plan;
• have or are willing to change to a doctor who is willing to work with the plan; and
• have a way of paying that is accepted by the plan. All plans accept Medicaid. Some plans also accept Medicare and private pay.
See the Managed Long-Term Care Plan Directory to find out which plans accept Medicaid, Medicare or private pay enrollees.
Planning for long term care well in advance is very important, considering the fact that people have to age, and with age comes the need for care. Planning ahead gives you adequate time to look through your options and choose one that aligns with your long term care needs while falling within your budget. Pretty often, planning for long term care is a challenging experience given the number of available options and the factors you need to consider to arrive at the best decision. You may find it necessary to seek professional assistance in setting up long term care. This is where North Central Consulting Group comes in. We are professional insurance agents with vast experience in the industry and are therefore in a position to guide you in your quest for an amazing long term care plan.
By providing free consultation to clients, we guide them through the process of choosing the ideal long term care plan for themselves or for their loved ones. As it stands, there are several long term care options and the best often depends on your individual needs and budget. We use cutting edge technology to gather comprehensive information regarding the available long term care plans. We are thus knowledgeable on a diverse range of options and will readily answer any questions you may have on the plans.
Our primary objective is to take the stress off a client’s shoulder and make it easy for them to set up an efficient long term care. With vast experience in the insurance industry, our experts will offer you a step by step approach towards landing the ultimate long term care. Whether it is your first time setting up LTC or have done it before but still need assistance, North Central Consulting Group is definitely the agent to turn to.
While our services are totally free of charge, they have been especially designed to meet your specific needs. We will use details of your needs, budget and location to help you find an ideal LTC. Get in touch with us today on 718-551-4894 and begin planning for a future of aging with dignity.